Muruthawalage Chandrarathne v. Sri Lanka Insurance Corporation Limited – SC CHC APPEAL NO. 18/2008-2017

In the case between Muruthawalage Chandrarathne (Plaintiff-Appellant) and Sri Lanka Insurance Corporation Limited (Defendant-Respondent), the court considered whether the Plaintiff’s action under a fire insurance policy was initiated within the mandated limitation period as outlined in the policy’s terms. The central issues addressed the interpretation of the limitation and arbitration clauses in the insurance contract, and the evidentiary weight of the insurer’s letter of rejection in fixing the relevant timeline for the commencement of action. It was determined that, based on a thorough examination of the policy language, arbitral proceedings, and applicable legal authorities (including distinction from SC Appeal 23/2010), the action was not filed within the required limitation period. T