LB, Finance PLC, vs Muhammadu Thaibu Minnathun Naeem and others – SC / CHC / APPEAL / 03 / 2014-2025

This case involves an appeal by LB, Finance PLC (Plaintiff-Appellant) against a Commercial High Court judgment concerning a hire-purchase agreement. The Plaintiff sought recovery under four causes of action. The Commercial High Court dismissed the 2nd, 3rd, and 4th causes of action, considering them contingent on a pending Magistrate’s Court action regarding vehicle confiscation, while allowing the 1st cause of action. The Supreme Court determined that the 4th cause of action, relating to balance monthly rentals after termination, was not dependent on the outcome of the forfeiture proceedings. It was affirmed that a hirer has a contractual duty to return the vehicle upon termination, and the owner is entitled to monthly rental payments if the vehicle is not returned. Custody granted by the