L. B. Finance Ltd v. Weligamage and Others – sllr 2011 volume 2 page 182

In the case between L. B. Finance Ltd (Plaintiff) and Weligamage and Others (Defendants), the court addressed the issue of compliance with Section 18 of the Consumer Credit Act, specifically the statutory requirement for a 14-day written notice period prior to the termination of a hire purchase agreement. It was held that failure to provide an explicit 14-day notice, as required by the Act, deprived the hirer of the opportunity to repay arrears and unlawfully enabled the owner to terminate the agreement prematurely. The principle reaffirmed is that strict adherence to statutory notice requirements is essential under the Consumer Credit Act. Reliance was placed on the interpretation of Section 18 and case law emphasizing the mandatory nature of consumer protection notice provisions, with th